Debt Payoff Calculator (Multiple Debts)

Enter your debts, pick Avalanche or Snowball, and see your estimated debt-free date, total interest, and a payoff order. Runs entirely in your browser.

StrategyStart dateExtra / month
Total balance: $0.00 ยท Minimum payments: $0.00 (estimated if blank)
Assumptions: Monthly compounding (APR/12), monthly payments, and estimated minimum payments when left blank (max($25, 2% of balance)). Results are an estimate and may differ from lender rules/fees.